Car History Checks - the truth...
1 in 3 cars is hiding something. Get a check to avoid buying a nightmare.
What is a data check?
Car history checks or data checks are often referred to as 'HPI
checks' because HPI were the first supplier of car history checks. A car history
check, or data check pulls together information from the DVLA, Police and insurance
databases. In recent years, partly because of internet technology, the number
of companies offering data checks has significantly increased. There are very
slight differences between the checks, but they are largely based on the same
data and provide similar levels of cover.
Or call 0844 74 00 925
Opening hours: Mon - Fri 9am - 7pm Sat 10am - 4pm
Why do I need a car history or car data check?
A data check helps you to avoid the loss associated with buying a vehicle that
may be:
- Subject to outstanding finance
- Stolen (Police Interest)
- Stolen & Recovered Write off / Total Insurance Loss (Recorded Accident Damage)
- Scrapped by the DVLA *
Car history checks online
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RAC £14.99
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HPI £19.99
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Auto check £19.99
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The AA £19.99
Car history checks by telephone
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Key
Checks
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Used Car Expert check this?
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Listed as an insurance write-off
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Yes
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Registered with Police as stolen
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Yes
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Correct mileage**
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Yes
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Number plate changes
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Yes
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DVLA data match
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Yes
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VIN and VRM match
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Yes
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Guarantee
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Yes
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Investigation support (via telephone with real humans!)
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Yes
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Why don't Used Car Expert check for outstanding finance?
Provided you get a receipt from the car seller, whether they
are a dealer or private individual, there is no reason to lose your car as
a result of someone else's outstanding finance.
The Consumer Credit Act 1974 gives ‘good title’ to the innocent
private purchaser of a car which later turns out to be subject to a claim
by a finance company because of a previous, unpaid hire-purchase agreement.
This means that the finance company is not entitled to repossess the car from
you.
A dealer is obliged under Sale of Goods Act 1979 and the Consumer
Credit Act 1974 to check that a car is not subject to a finance agreement
before they sell it (unless they describe it in the advert as having outstanding
finance).
Used Car Expert standard (online only) check provides all this for just £3.95:
- Stolen (Police and Insurers) Check
- Our unique Stolen & Recovered Check
- Total Insurance Loss (Write-off) Category
- VIN (Chassis Number) Check
- 14 fields of vehicle information from the DVLA
- Mileage Check (at additional cost) **
- £5,000 Guarantee***
Gold checks, (online or telephone) includes all information provided by the
online check plus, all this for just £9.95:
- Printed certificate posted 1st Class
- Legal Expense Cover
- Cartrace
- Mileage Check included at no cost**
- VIP (Vehicle Information Pack)
- £10,000 Guarantee***
Click here to read
some real-life horror stories
**Mileage Check and Car Valuation Search subject to availability. Some vehicles
may not have information available. *** Subject to terms & conditions. Check
provided by CDL Vehicle Information Services Limited T/A mycarcheck.com